This past snow storm brought a mix of floods and over 2 feet of snow which is a water damage double whammy. Many insurance companies require separate and specific coverage for water damage and as 26+ inches of snow melts, even if you aren’t in a flood zone, you may be faced with flood damage.
Here are some tips to keep the flood waters at bay and preventing water damage from costing you.
- Safeguard in-home electrical and climate systems
Keep electrical outlets, wiring, circuit breakers at least a foot above flood level in your home.
Furnace, water heaters and burners should be elevated as well.
Fuel tanks, air-conditioning units and generators should be anchored and raised above your flood level. Keep them clear of ice and snow.
Modify water valves
A flooded sewer system can cause sewage to back up into your home. Installing an interior or exterior backflow valve can help mitigate that.
- Determine how water flows around your house
Check to see where water flows on your property, ideally it will flow away from your home, but if it doesn’t you might want to take extra precautions against water coming into your home
- Take Drastic Action
If your home floods frequently and moving isn’t an option, you may need to take drastic and costly measures.
Raise your home on piers or columns so that the lowest floor is above the flood level. In some states grant money or tax incentives may be available to help you with this.
“Wet-proof” your home by installing foundation vents that would allow water to flow through the building, instead of rising inside and causing more damage. You’d need at least two vents on different walls.
Do some “dry proofing” by applying coatings and other sealing materials to your walls to keep out floods.
- Take last-minute measures as waters rise
Clear gutters, drains and downspouts. Clear ice and snow from your roof and gutters to prevent ‘ice dams’
Move furniture, rugs, electronics and other belongings to upper floors, or at least raise them off a ground floor.
Shut off electricity at the breaker panel.
Elevate major appliances onto concrete blocks if they’re potentially in harm’s way from flooding.
- Dont wait to take care of dampness
Even if major flooding didn’t occur the smallest amount of dampness in the walls, rugs or floors can cause a serious mold problem come spring. As the snow melts check basements, atticks, windows and door jams for potential dampness and if there is doubt call a professional mold remediation expert for advice.